Most dealerships offer 'in house financing' which can be convenient but unaware consumers don't realize that their rate is actually marked up a minium of 2 percent but sometimes as high as 10 percent! With your vehicle being financed 3-5 years this can add $5,000 or more to your overall payoff and giving away huge profits to the dealership. BOSS Trucks is not looking for a way to take advantage of our customers by upcharging interest rates. Instead we have decided to refer you to other banks so that you can get the best rate and value which means more money to spend on customizing your truck! All you need to do is give your local credit union or bank of choice the VIN of the truck which can be found in the carfax at the bottom of each listing. There are several options we suggest below.
Out of state buyers:
Wells Fargo is a great choice for out of state buyers because most large banks like Bank of America or Chase bank only work with 'partner' dealers which prevent you from choosing a dealership that you want to buy from. Wells Fargo also offers great rates and usually gives a loan answer immediately. You may contact a specialist by calling the number below.
Wells Fargo - 1.877.246.1015
We have several great local credit unions that we frequently deal with who offer amazing rates as well. Credit Union of Texas is our most popular choice from our customers. They offer competitive low rates and loan extra for custom work on our trucks. With many locations in Texas they are a great choice.
Credit Union of Texas - 972. 705.4875 or email firstname.lastname@example.org
Buyers with Military affiliation:
Most of our customer's in the military or have family members that serve go with USAA or Navy Federal Credit Union. We work with both banks very frequently and both offer very competitve rates and will offer extra money for custom work done on the trucks which most banks do not. You will find the contact information for both of the banks below.
USAA - 1.800 .531.8722
Navy Federal Credit Union - 1.888.842.6328